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Sector and Style Selections

Since you have chosen common stocks, now you need to select the Sector of the economy and the Style of investment. What you should be attempting to do here is to increase money in the "Invest" Sectors, or decrease your portions in the "Harvest" Sectors. Remember our discussions about guidelines to scale out or scale into an investment area in a planned manner. This webpage was last updated on 2/1/04.

Sector Group Ratings - This may be a reasonable time to wait to add more diversification. We believe you should be thinking in terms of having your money in at least 3 of these 9 Sectors.

Basic Materials
InvestTendHarvestAvoid
WTBMWTBBUYWTSMWTSSELL2/04
1821  191718.2   25

Healthcare
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
2530  272525.5   30

Consumer Staples
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
1820  201818.4   21

Consumer Discretionary
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
2228  232122   31

Energy
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
2124  222221.6   28

Financial
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
2026  222020.4   29

Industrial
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
1823  201818.6   27

Technology
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
1417  171414.4   21

Utilities
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
1722  191717.6   23


Style Ratings - You should select your Style areas on your worksheet now. It appears that all Style choices are similar. The most conservative approach would likely be to select Large Capitalization with both Value and Growth.

Large Capital/ Growth Risk Rating
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
4351  454243.5   56

Mid Capital/Growth Risk Rating
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
85104  908485.5   121

Small Capital/Growth Risk Rating
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
6074  646060.5   91


Large Capital/Value Risk Rating
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
3949  423939.5   56

Mid Capital/Value Risk Rating
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
7291  777472.6   112

Small Capital/Value Risk Rating
InvestTendHarvestAvoidWTBMWTBBUYWTSMWTSSELL2/04
6482  706664   102


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